Why Subscriptions Need a Reality Check in 2026
Subscriptions are sneaky.
₱199 here. ₱399 there.
Individually small — collectively painful.
In 2026, I stopped asking “Do we use this?”
and started asking:
👉 “Does this actually improve our daily life?”
Here are the ones that passed the test.
1. Internet (Non-Negotiable) & Cloud Storage (If needed)
Work files. School files. Family photos.
Why it stays:
- Reliability
- Peace of mind
- Long-term value
This isn’t a luxury — it’s infrastructure. We kep PLDt Home Fiber and Globe Pre-Paid as Back-Up.
2. One Streaming Service the Whole Family Enjoys
Not five. Not all.
Just one that:
- Everyone actually watches
- Fits your family’s habits
Rotate if needed, but don’t stack. We rotate between Netflix, Disney, and HBO.
3. Music Subscription
Music at work. Music while driving. Music at home.
Why it’s worth it:
- Improves mood
- Reduces stress
- Works all day, every day
Small cost, big daily impact. Hello Spotify!
4. Productivity or Finance App
Budgeting apps. Note-taking tools. Cloud planners.
Why it matters:
- Helps you stay organized
- Saves time
- Reduces mental load
A focused dad is a calmer dad.
5. Learning Subscriptions (Kids or Parents)
Whether it’s:
- Online courses
- Skill apps
- Educational platforms
If it helps someone grow — it’s worth reviewing.
Subscriptions I No Longer Keep
- Rarely used apps
- Overlapping services
- “Free trial” that quietly renewed
If it doesn’t add value monthly, it doesn’t deserve a monthly fee.
Subscriptions should support your life — not drain it quietly.
In 2026, the goal isn’t cutting everything.
It’s keeping only what truly earns its place.
That’s how you stay comfortable without feeling deprived.
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